Paytm is one of the most famous mobile application for mobile recharge, Topup, Money Transfer in India. Paytm is one of the biggest online B2C online portal that allows you to move into an E-wallet.Money can be transfer or added in to E-wallet with the help of debit card, credit card or online banking through any bank.Through Paytm wallet you can make a payment to various number of services like Mobile Bill Payment, Electricity Bill Payment, Water Bill, DTH or making a payment to any merchant or anyone who can accept paytm. Sometime you have also through to start your own portal like paytm.com, which can bring fortune and fame to you and your business. Let’s understand how we can start our own portal same like paytm or better than that and what all features and functionality need to be there

Services offer by Paytm

  • Simple and easy alternatives to topup your mobile phone, Data card and DTH.
  • You can also do the booking of flight/train/bus tickets, hotel rooms, movie tickets, Amusement parks, forex and event shows.
  • In Paytm you can also make a payment of utility bills like, gas, landline/broadband, metro, and education bills.
  • In paytm you can also book new car and bikes, buy digital gold. Etc
  • Integration of simple payment choices like net banking, debit card, credit card, and Payment Wallet.
  • Paytm mall is an inbuilt E-commerce platform with an easy access to shopping of home appliances, smartphones, garments, stationery items, shoes etc.

You can make P2P ( person 2 Person ) payment to anyone who ever has paytm install in his/ her phone Cashback offer on utilizing the promotion code.

Modules need to be developed

  • Developing a mobile application Android and IOS.
  • API development that interact between your users and service providers.
  • Tie-ups with offers, deals, and discount offering brands.

Other Module what can be added in this Software

You can also extends this platform by getting in to following extra modules like

  • B2B in this you can establish your own network of retailor and distributor through whom you can sell your product and services.
  • Setting up Kiosk : You can also setup Kiosk which will offer all the services and in this you can also extend it for buying sim card and getting it register & activate from the Kiosk itself.
  • POS Machine : You can also setup Desktop POS machine which can offer all the services.
  • In Kiosk & POS you can also offer pin base recharge where in pin will be printed and customer can TOPUP his mobile with the pin.

Application Design

An easy to use UI design is essential for building a replica of Paytm application to connect with and hold users. Attractive and easy to use UI & UXI will brings users repeatedly to your platform. Also, designing an intuitive application requires an efficient utilization of cutting-edge tools and technologies, which may raise the expense, yet is commendable.

Mobile Wallet

Mobile Wallet or E-wallet this is one of the core feature of this platform, building an online payment portal is nothing without a wallet means. Mobile wallet application development and its ideal integration take extra time and cost to be finished.

Application Platform (Android & IOS)

Strategies to build a portal like Paytm differs from one platform to another. For instance, an Android application needs more codes to be written than iOS, Android emulators are slower than the iOS platform, and since Android has more variants of devices so testing will take more time. Eventually, developing on Android platform will cost more than iOS platform.

API’s & Payment Gateway

To start this kind of portal you will require lot of APIs, either you can get it directly from the service provider like telecom or Electricity company and other service provider or you can also get master API which will have many services integrated in it. This is an easy and fast way to start your own Recharge portal. You can integrate modules in it Phase by Phase to keep your cost in check and understand this business in better way.

Technical Features

Admin Panel

  • User data Control
  • Add/ Block Features
  • Usage Analytic
  • Different types of Report Like Recharge Report, Fund transfer, Recharge Success and Fail Report and many other report for owner to take business decision based on those report.

Advance Features

  • Geo Location
  • Data Sync
  • Booking Calendar
  • Push Notification

App Interaction

  • Universal Linking
  • Social Sharing
  • Messaging / Chat

Access Control

  • Using Email Id
  • Using Social Media
  • Using OTP

Basic Features ​

  • Newfeed / Activity Feed
  • Rating/ Review
  • User Profile
  • Bar Code / QR Code reading

Permission

  • OTP Reading
  • In-app Calling or Messaging
  • Secure data Travel
  • Connect to 3rd party API.